1. What is KNAB finance?
      KNAB Finance is a non-deposit taking, tech-enabled NBFC. Its vision is to empower every MSME to apply for working-capital loans in a hassle-free manner. Driven by a customer-centric approach, KNAB uses new-age technology to assess a borrower’s requirements and offer a customized finance facility. Its digital processes enable transparency, flexibility and quick turnaround for customer’s convenience. A leading FinTech platform, KNAB has provided loans across 50+ cities in India. Read more about the company here.

    2. Where is the company located?
      KNAB finance is headquartered in Bangalore.

    3. How to partner with KNAB finance?
      We partner with online market places, industry associations and large enterprises to enable finance needs of their buyers and suppliers.
      You can reach us on customercare@knabfinance.com or call us at .

    4. What are your working hours?
      Our customer service teams work from 9.00 AM to 6.00 PM on weekdays and 10.00 AM to 2.00 PM on Saturdays. You can contact us over mail at your convenience.

    5. How to contact KNAB finance?
      You may reach us in multiple ways. You can customercare@knabfinance.com or call us on

    6. Where can I provide a feedback?
      Please write to us: customercare@knabfinance.com



    1. Why should I choose KNAB Finance to get a loan?
      KNAB Finance enables fast, flexible and easy credit for MSMEs that need the working capital and trade finance as short-term debt. It provides collateral free, unsecured loans and has a paperless application process that ensures you get access to credit.

    2. What are the various loan solutions that KNAB Finance offers?
      A few products offered by KNAB Finance are:

      • Unsecured Short-term Loan - Offers collateral free small business loans for enterprises that have a turnover of above 25 lacs and business vintage over 2 years.

      • Merchant Cash Advance - Convert your cash receivables at your shop into cash. Get instant approval based on card payments on your POS machine. KNAB can finance your working capital needs based on your monthly card transactions.

    3. What kinds of businesses does KNAB Finance lend to?
      KNAB Finance lends money to every kind of business that has a turnover of above 25 lacs and business vintage over 2 years.


    1. How do I find out if I'm eligible for a loan from KNAB Finance?
      You can check the same through our Check Loan Eligibility calculator in a matter of a few minutes.

    2. How old should my business be to get a loan from KNAB Finance?
      KNAB Finance offers loans to businesses that are running for a minimum of 2 years.

    3. What is the maximum amount of loan that I can get at KNAB Finance?
      We provide unsecured loans up to INR 15 lakhs.

    4. What would be the tenure of the loan?
      KNAB Finance offers small business loans for a tenure anywhere between 7 days to 36 months.

    5. How long will it take to approve my loan application?
      KNAB Finance offers a real-time loan approval process that is quick, paperfree, and convenient. All you need is a stable internet connection and follow these steps:

      • Application
        Fill in the application with your required details, like company and owner name, address, PAN number, and turnover.

      • Eligibility Check
        The filled in details will then be checked to see if they fit into the eligibility criteria. If yes, you’ll be taken to the next step of documentation.

      • Documentation
        Fill in the bank and proprietor details and upload the required documents.

      • Disbursal
        You loan application is now complete. Accept the terms and conditions and check your appointment date. Your loan would be processed shortly.

    6. What is the turnaround/response time for an application?
      It takes 3 working days to process a loan application once the documents are submitted.

    7. What are the lending rates?
      Lending rates vary based on the risk profile of the business. The rates for unsecured loans start from 1.5% flat on the disbursed amount per month.

    8. What are the additional charges payable to KNAB Finance?
      KNAB Finance charges a processing fee of up to 3% depending on the tenure of the loan. The exact amount is communicated in the sanction letter on pre-approval of the loan.

    9. What all collaterals do I need for the loan?
      KNAB Finance provides collateral free, unsecured business loans.

    10. How can I apply for a loan with KNAB Finance?
      You can apply for a loan with KNAB Finance very simply through our website.

    11. How can I check the status of my loan application?
      You can sign-in to our customer portal customer portal with your login credentials to check the status of your loan application

    12. What all documents do I need to submit with KNAB Finance for a loan?
      The following documents would be required to be provided during the loan application process:

      • Promoters and entities KYC

      • 1-year of audited financials-along with annexure if any (3CA/3CB/3CD)

      • Last 6 months Bank eStatement (Recent)

      • Last 6 months GST Returns

      • ITR and statement of Income

      We recommend uploading/sharing the original documents that you receive from your bank, tax authorities, CA/Auditors

      Note: For loan amount of less than 3 lakh, furnishing GST Return and ITR will not be required.

    13. 3 Where can I raise a complaint?
      Please write to us on customercare@knabfinance.com or reach out to our grievance officer at .

Locations We Serve

Ahmedabad, Bangalore, Baroda, Chennai, Coimbatore, Mysore, Mumbai, Pune, Surat, Thane



Business loan assistant

This chat has been ended.

This is a pure CSS snackbar. Click to dismiss.